The PM Dhan Dhanya Krishi Yojana 2025 is a transformative government initiative designed to boost farm productivity, enhance financial stability, and improve rural infrastructure. Announced as part of the Union Budget 2025, this scheme aims to support small and marginal farmers through financial aid, better irrigation facilities, and post-harvest management solutions.
Key Highlights of the Scheme
- Total Investment: ₹75,000 crore
- Target Beneficiaries: 1.7 crore farmers across 100 districts
- Focus Areas: Modern and sustainable agricultural practices
- Implementing Authority: Government of India
- Official Portal: Agriculture Ministry Website
Objectives of PM Dhan Dhanya Krishi Yojana
The scheme is designed to tackle major agricultural challenges such as low productivity, water scarcity, and lack of access to modern farming techniques. It provides financial assistance, subsidies, and advanced solutions to improve agricultural efficiency.
Core Areas of Focus
- Crop Diversification – Promoting the cultivation of pulses, oilseeds, and high-value crops.
- Irrigation Enhancement – Expanding access to solar-powered and micro-irrigation systems.
- Post-Harvest Management – Establishing cold storage units and warehouses to reduce crop wastage.
- Financial Assistance & Credit Access – Providing subsidized loans, direct cash transfers, and crop insurance.
- Market Connectivity – Strengthening farmer cooperatives and digital trading platforms.
Benefits of the Scheme
1. Financial Assistance for Farmers
- Direct financial grants for purchasing seeds, fertilizers, and modern machinery.
- Expansion of the Kisan Credit Card (KCC) to offer low-interest agricultural loans.
- Subsidized crop insurance to protect against climate-related risks.
2. Improved Irrigation Infrastructure
- Implementation of solar-powered irrigation to reduce electricity dependency.
- Expansion of micro-irrigation projects in water-scarce regions.
- Promotion of rainwater harvesting for long-term conservation.
3. Promotion of Crop Diversification
- Encouragement to cultivate pulses, oilseeds, and cash crops to reduce import dependency.
- Financial incentives for organic and sustainable farming.
- Training programs to equip farmers with modern techniques.
4. Strengthened Market Access & Storage Facilities
- Expansion of cold storage and warehouse networks to reduce post-harvest losses.
- Promotion of digital trading platforms for direct farmer-to-consumer sales.
- Formation of farmer cooperatives to improve market bargaining power.
Eligibility Criteria
Farmers must meet the following conditions to apply:
- General Requirements:
- Must be an Indian citizen actively engaged in farming.
- Should own or lease registered agricultural land.
- Priority given to small and marginal farmers with landholdings under 2 hectares.
- Must be from one of the 100 identified districts with low agricultural productivity.
- Additional Considerations:
- Preference for farmers participating in government agricultural programs and insurance schemes.
- Special incentives for those adopting organic or modern farming techniques.
How to Apply for PM Dhan Dhanya Krishi Yojana
Farmers can apply online through the official government portal or by visiting local agricultural offices.
Step-by-Step Application Process
- Access the Official Website:
- Visit the Agriculture Ministry Portal.
- Navigate to the PM Dhan Dhanya Krishi Yojana section.
- Download the application form or apply online.
- Complete the Application Form:
- Provide personal details such as Aadhaar number, mobile number, and bank account information.
- Enter land ownership records or lease agreements.
- Attach necessary documents, including income certificates and land records.
- Submit the Application & Verification Process:
- Submit the completed form through the online portal or at local District Agriculture Offices.
- Officials will review applications and conduct background verification.
- Approval & Fund Disbursement:
- Once approved, financial aid will be directly transferred to the farmer’s bank account.
- Notifications regarding fund disbursement will be sent via SMS and helpline services.
This initiative is set to modernize Indian agriculture by ensuring better market access, financial security, and improved productivity for farmers, ultimately leading to a stronger and more sustainable farming ecosystem.